Senior citizens may be faced with retirement and other such transitions. Whether positive or negative, change can be hard. People often wish to help their parents and other elderly loved ones, but are unsure of how to do so. Here are some aspects of an adult’s life that will likely change during the elder years.
As people age, they often face mobility issues. Diminished vision and hearing may make driving dangerous. Public transit systems can seem confusing or complex. Aging has consequences for walking and cycling, if speed, reaction time and balance are affected.
The elderly are often best off when medical offices, shops, churches and leisure facilities are close to residential areas. If services are far away, children may set aside a day or a few afternoons each week to run errands with aging parents.
Many seniors prefer to continue living in their existing homes as they age. This is often made possible with the support of visiting caregivers or live-in help. Assistance may be necessary with housekeeping, grocery shopping and meal preparation.
Another option can be moving in with family members, usually adult children. While living with family, seniors may need medical support, especially if they cannot administer their own medications.
Many older adults find retirement communities Denver to be the best balance of independence and support. Residents have their own home or apartment but may enjoy group meals and activities. Services such as laundry and housekeeping may also be provided.
Assisted living may be necessary for those who need help with daily care such as bathing, getting dressed and taking medications. Memory care is for those whose dementia may lead to health risks or safety concerns.
In previous generations, it was often considered rude — even taboo — to talk about money, so it may be difficult to get parents to discuss financial matters. However, it is essential that they take certain steps to prepare for the future.
First, they should create a list of all their accounts, so the necessary information is easy to find in one place. If they currently have such a list, now is the time to review it and update it if appropriate. Second, they should designate beneficiaries on savings and investment accounts. Third, they should address their end-of-life decisions. These include all aspects of their estate plan, including a last will and testament, trust accounts, living will and extended care life insurance.